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 Post subject: Yep, another victim
PostPosted: Tue Mar 04, 2008 4:34 pm 
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Joined: Tue Mar 04, 2008 4:29 pm
Posts: 1
Long story short, got the whole "help us transfer $, you take 10%" thing. Never gave out bank info, but got a $3200 check, sent 2880 via Western Union to Philadelphia. Did it again the following week, this time to Nigeria. Then a week later I find out the original $3200 is taken out of my bank. Called "Sun Trust", they said it's a fake check.
Still have contact with those people (they have a valid #, I skyped and called the # I got), but not sure how long this will be valid.

I called Secret Service and will fax them documents of everything I've got.

What do I do with my bank? Tell them everything? Any chance I can say it wasn't me cashing the checks and hope the fraud department reimburses me? Is there a victim's fund here? All in all I'm out over 6K. Any help will be appreciated. Thanks.


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 Post subject: Re: Yep, another victim
PostPosted: Wed Mar 05, 2008 9:56 am 
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Joined: Mon Sep 10, 2007 10:50 am
Posts: 291
Location: WI
If you tell your bank it wasn't you cashing the checks and you are committing fraud yourself. Don't you think the fraud investigators at the bank would look at video and see you standing in line and at the teller booth cashing your check. Even if you went through the drive through they would have your car on tape and can easily run the plates. What you want to do with your bank is tell them the truth and try and make a payment agreement with them and then stick to your agreement.


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 Post subject: Re: Yep, another victim
PostPosted: Wed Mar 05, 2008 10:29 am 
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Joined: Mon Jul 09, 2007 4:19 pm
Posts: 171
The bank has video, your signature, they will interview the tellers that cashed the check, and the check which they will isolate and they will have your fingerprints..............lying will not help you, only hurt you.


I am a bank investigator...............


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 Post subject: Re: Yep, another victim
PostPosted: Thu Mar 06, 2008 4:01 pm 
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Joined: Mon Sep 10, 2007 10:50 am
Posts: 291
Location: WI
I forgot about fingerprinting the check. Lying to the bank will only make you look guilty of fraud rather than you being a victim. Just tell them the truth, show them the proof you have, and try to work something out. The sooner you start working with the bank the better it will be for you as well since it will show them that you are serious about fixing this situation and bringing your account back to good standing.


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 Post subject: Re: Yep, another victim
PostPosted: Thu Mar 06, 2008 6:43 pm 
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Site Admin/Co-Founder

Joined: Mon Mar 31, 2003 10:09 pm
Posts: 2919
I totally agree with the comments already posted. Be honest with the bank . . . you did not know that the check was counterfeit and that this was a scam, and if you do lie to the bank that is when you have crossed the line and YOU can be charged with fraud . . . it is not worth it!

    Close any other accounts that you have at that bank so they cannot freeze those accounts
    Turn off any direct deposits you have going into that account
    Turn off any automatic payments or withdrawals you have coming out of that account
    Open an account at another bank

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Shawn Mosch
Co-Founder of http://ScamVictimsUnited.com
There is strength in numbers!

Share your story with the media and educate others about scams! Details here http://scamvictimsunited.com/phpBB2/viewtopic.php?f=28&t=6319
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 Post subject: Re: Yep, another victim
PostPosted: Fri Mar 07, 2008 7:30 pm 
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Joined: Tue Jul 19, 2005 10:45 am
Posts: 73
Location: Rome, Georgia
I was a victim in 2005. Sun Trust was my bank at that time. The fraud was relatively new at that time in Georgia. There was much fault (basicaly inexperience) on the part of the banch employees. There is NO good news. Sun Trust will expect full repayment. They are protected by the depositor's agreement and customer's privacy laws. I would advise you to write one letter explaining in full what happened and mail it to all the agencies on the board. Sun Trust has "fraud insurance" but it does not apply to this circumstance. They will likley freeze your account, and send you a certified letter demanding full repayment. I understand that later on the debt goes to a collection agency. You need to get a checking account at another bank ASAP. Also, some banks place liens against victims property. Sorry to be a bearer of bad news - but I have been fighting this for three years and gotten nowhere fast.


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 Post subject: Re: Yep, another victim
PostPosted: Sat Mar 08, 2008 7:39 pm 
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Site Admin/Co-Founder

Joined: Mon Mar 31, 2003 10:09 pm
Posts: 2919
Follow this link for a detailed list of places to send the letter, and an example of ours.

viewtopic.php?f=10&t=585

_________________
Shawn Mosch
Co-Founder of http://ScamVictimsUnited.com
There is strength in numbers!

Share your story with the media and educate others about scams! Details here http://scamvictimsunited.com/phpBB2/viewtopic.php?f=28&t=6319
Sign our petition http://www.change.org/actions/view/crea ... s_programs
Follow our blog http://scamvictimsunited.wordpress.com/
Find us on Twitter, Facebook and more http://www.retaggr.com/page/ShawnMosch
_______________________________________________
Has this site helped you?
Buy us a coffee to say thanks ~ http://www.scamvictimsunited.com/donations.htm


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