vivace219 wrote:
I'd like to at this point, ask for some advice as to how any of you who might have ended up in debt due to this scam have managed to figure out how to pay it off. I'd like to avoid messing up my credit so early on since I haven't even graduated yet. I have one year left.
I am sorry to hear that you have become a victim of this scam. Most people do end up setting up a payment plan with thier bank to pay back the money. If you have any direct deposits or payments that go into or out of that account get them turned off NOW! If you do not turn off a direct deposit, the bank will just keep taking that as "payment" on your debt, and you will not have any money to live off of. Open an account at another bank right away and use that as your main account until this is resolved.
When your bank made the funds available to you, they basically gave you a provisional loan. Now, some people have been able to get out of this by proving that if they walked in off the street the bank would not approve them for a loan in that amount . . . in your case, $4300 . . . so why would they give you a provisional loan for an amount like that? The people at FraudAid.com are VERY good with dealing with situations like this. I would contact them at once and tell them Shawn sent you to them.
http://fraudaid.com/processing.htm#sentmoney