First off, go NOW and open a new account at a different bank so that you can have something to live off of. If you have any direct deposits going into the bank you are working with, have them turned off otherwise you will not have any money to live day to day.
1. Can a bank give you a date when you have to pay all the negative balance?What if you dont meet that date?
Yes, the bank can notify you that they want the entire amount paid by a certian date . . . but as my Grandmother used to say "You can't get blood out of a turnip" . . . if you do not have the money to pay it back, then you cannot do it, but they can sue you and get a payment plan set up or trash your credit.
2. What if you cant afford to pay for it the way they wanted too? Will they sue you even though they cleared the money??
Yes, they can sue you . . . but if the case goes to court you could get a judge that will side with you for a payment plan you can afford. Or some banks have offered scam victims a low interest loan so that they can pay the money back . . . real nice . . . they did not tell you it was a fake, you lost thousands of dollars, and now they will make money off of you by giving you a low interest loan.
3. My bank wants me to pay $500 a week...I dont even make $500 a week ..if i can only pay $500 a month will they force me to pay more than that??
I would write a letter to your bank explaining that you can only pay $500 per month. You could include your tax info or your last 3 months income statements to show them that you only make enough to pay $500 per month. Keep copies of all conversations and letters back and forth between you and the bank.
4. Whats the worst case scenario if you only pay $500 a month not the $500 a week they want me to do..would they force you to pay even if you dont have any money??
I think that they would have to sue to and then the courts would have to see all of the documents and they would see how much you make so then they would say how much you could pay.
4. Is there any financial aid or any org that can help people that got victimized for money fraud and cant pay for the money?
As of right now, there is not much. I am hoping that someday this site can offer a program where we can assist victims with a percentage of their loss, or offer no interest loans that can be paid back as the victim can . . . basically very flexible payment plans . . . I also hope that victims who have recovered financially will donate money to our site for a program like this. If they are donating to help someone else out, then that person can some day donate money to help someone else out . . . kind of a "pay it forward" thing.
Here is some VERY good information from our friends at FraudAid.com that I suggest you read . . . http://www.fraudaid.com/how-to-deal-wit ... _steps.htmhttp://www.fraudaid.com/processing.htm#backNOTE: If you have a consistently low balance in your checking account and have had funds made available to you by your bank in an amount inconsistent with your normal checking account balance, please go here . . . https://www.fraudaid.com/forms/fraud_debt.asp
An example would be: You normally have a balance of $400 or less in your checking account and your bank makes funds available* to you in an amount of say, $30,000.
5. Was there any person here who filed a fraud and have actually solve the case??
Solved the case or caught the scammers? The scammers live in another country, so it would be the law enforcement in THAT country that would have to go after these people . . . since these scams are bringing millions of dollars into their country every year, they don't see it as a problem. That is why for now the best way to stop these scams is through education and spreading the word.