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 Post subject: CAn someone explain Why I have to change banks now
PostPosted: Tue Jan 16, 2007 4:47 pm 
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Joined: Tue Jan 16, 2007 3:27 pm
Posts: 9
Location: texas
Since depositing 6 moneyorders that were found out to be fake a few days after deposit .I had to call the bank risk management and ask what was the problem they told me they were already cashed so there for fake. I was told that my account was going to be closed and i could no longer bank there. I asked so even though i did not know they were fake and that even the teller couldnt tell. They said yes so sorry. im like if they teller did not know how was i suppose 2 know and I wanted to know is this going to go on a national bank record or something to where i cant get another acct


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 Post subject:
PostPosted: Tue Jan 16, 2007 4:58 pm 
Since there is no loss I doubt they will report you to ChexSystems, who did you bank with?


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 Post subject:
PostPosted: Tue Jan 16, 2007 5:09 pm 
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Joined: Tue Jan 16, 2007 3:27 pm
Posts: 9
Location: texas
Bank of america


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 Post subject:
PostPosted: Tue Jan 16, 2007 8:12 pm 
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Site Admin/Co-Founder

Joined: Mon Mar 31, 2003 10:09 pm
Posts: 2921
To answer the question of why you have to change banks, I am going to guess that the bank you were banking at now sees you as a "risk" so they no longer want you to have an account there (our former bank did the same thing to us when we got hit with the scam)

The funny part is now you are probably one of the safest people that they could have as a bank customer because now you KNOW about the scam and you will not fall for it again.

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Shawn Mosch
Co-Founder of http://ScamVictimsUnited.com
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 Post subject:
PostPosted: Tue Jan 16, 2007 10:45 pm 
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Joined: Tue Jan 16, 2007 3:27 pm
Posts: 9
Location: texas
Well i really appreaciate this site alot I hope i can find another good bank that doesnt charge me alot of fees just for a checking acount most do around here lil niks here and there u dont notice.Im glad I didnt take any money out when the deposited half the amount for available funds for a day. Lesson Learned.Illl make sure when my settlement comes Ill try and have it direct deposit or something..........well thanks alot again for the info


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 Post subject:
PostPosted: Wed Jan 17, 2007 7:02 am 
In all honesty, did you really think a settlement would come in via money orders?


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 Post subject:
PostPosted: Wed Jan 17, 2007 12:21 pm 
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Joined: Tue Jan 16, 2007 3:27 pm
Posts: 9
Location: texas
Due to lack of sleep going back and forth to hospital to be with my son I guess I was just glad to see something that looked good that would help with medical bills and medicine.


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 Post subject:
PostPosted: Wed Jan 17, 2007 1:36 pm 
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Joined: Mon Mar 31, 2003 10:09 pm
Posts: 2921
akashaheart wrote:
Well i really appreaciate this site alot I hope i can find another good bank


I know that it is not "fun" to go shopping for a new bank, but I am VERY glad that we did switch to the bank we are currently at. When we were looking I asked each bank I went to specifically what would happen if I came in with a $7000 cashier's check to deposit into my account and how soon that check would "clear" . . . the one that told me the information that they would hold the check and NONE of the funds would be released until the check was fully verified, and that process could take days or weeks, was the bank that we went with. (too many banks gave the standard "It would be as good as gold in 24 hours" answer, which everyone here has learned is not true . . . those banks I told "Thanks. You just lost a customer."

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Shawn Mosch
Co-Founder of http://ScamVictimsUnited.com
There is strength in numbers!

Share your story with the media and educate others about scams! Details here http://scamvictimsunited.com/phpBB2/viewtopic.php?f=28&t=6319
Sign our petition http://www.change.org/actions/view/crea ... s_programs
Follow our blog http://scamvictimsunited.wordpress.com/
Find us on Twitter, Facebook and more http://www.retaggr.com/page/ShawnMosch
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 Post subject:
PostPosted: Wed Jan 17, 2007 3:51 pm 
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Joined: Tue Jan 16, 2007 3:27 pm
Posts: 9
Location: texas
i dont even want to see a money oreder again in my life time and even though i had a checking acct i never used checks i just use my card i had them shred my temp checks


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 Post subject: you were involved in a scam
PostPosted: Sat Apr 21, 2007 1:00 am 
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Joined: Sat Apr 21, 2007 12:39 am
Posts: 13
Location: Texas
of course your bank will drop you. you tried to deposit fake money!

for more information to protect yourself from these types of scams and any scams involving MONEYGRAM go to this website! Educate yourself and protect yourself!

http://www.moneygram.com/ConsumerProtec ... C=US&LC=EN


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 Post subject: Re: you were involved in a scam
PostPosted: Sat Apr 21, 2007 8:00 pm 
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Site Admin/Co-Founder

Joined: Mon Mar 31, 2003 10:09 pm
Posts: 2921
misscat wrote:
of course your bank will drop you. you tried to deposit fake money!


But how was akashaheart suppose to KNOW that they were fake!?!? They did not have a big "FAKE" or "COUNTERFEIT" stamp on them! So then you take them to the bank and the normal person would assume that the bank, who deals with money in various forms (checks, cash, money orders) would be able to detect and let the customer know if there is anything wrong with it.

_________________
Shawn Mosch
Co-Founder of http://ScamVictimsUnited.com
There is strength in numbers!

Share your story with the media and educate others about scams! Details here http://scamvictimsunited.com/phpBB2/viewtopic.php?f=28&t=6319
Sign our petition http://www.change.org/actions/view/crea ... s_programs
Follow our blog http://scamvictimsunited.wordpress.com/
Find us on Twitter, Facebook and more http://www.retaggr.com/page/ShawnMosch
_______________________________________________
Has this site helped you?
Buy us a coffee to say thanks ~ http://www.scamvictimsunited.com/donations.htm


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 Post subject:
PostPosted: Sun Apr 22, 2007 12:26 pm 
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Joined: Sat Apr 21, 2007 12:39 am
Posts: 13
Location: Texas
maybe you should ask HOW they got those money orders to begin with!


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 Post subject:
PostPosted: Sun Apr 22, 2007 1:05 pm 
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Site Admin/Co-Founder

Joined: Mon Mar 31, 2003 10:09 pm
Posts: 2921
misscat wrote:
maybe you should ask HOW they got those money orders to begin with!


In MANY cases they get the money orders as payement for something they are selling online.

_________________
Shawn Mosch
Co-Founder of http://ScamVictimsUnited.com
There is strength in numbers!

Share your story with the media and educate others about scams! Details here http://scamvictimsunited.com/phpBB2/viewtopic.php?f=28&t=6319
Sign our petition http://www.change.org/actions/view/crea ... s_programs
Follow our blog http://scamvictimsunited.wordpress.com/
Find us on Twitter, Facebook and more http://www.retaggr.com/page/ShawnMosch
_______________________________________________
Has this site helped you?
Buy us a coffee to say thanks ~ http://www.scamvictimsunited.com/donations.htm


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 Post subject:
PostPosted: Thu Apr 26, 2007 1:04 am 
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Moderator

Joined: Fri Nov 28, 2003 7:21 pm
Posts: 1249
Please remember that these people are experts at check washing, they use chemicals to wask the ink from the checks where they need to fill in the blanks to reissue them.

Checks and money orders a like are either given to them through purchases made by others online, or they get them through other means such as mail interception etc.

The check or money order could very well check out on a pysical inspection to be authentic but what the recipient does not realize is that it has already been cashed by someone else and has now been washed by the scammers and reissued to someone else. OR it was issued for a much smaller amount and the dollar amount altered.

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 Post subject:
PostPosted: Wed May 30, 2007 7:56 am 
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Joined: Tue May 29, 2007 7:24 pm
Posts: 1
KarynSolo wrote:
Please remember that these people are experts at check washing, they use chemicals to wask the ink from the checks where they need to fill in the blanks to reissue them.

Checks and money orders a like are either given to them through purchases made by others online, or they get them through other means such as mail interception etc.

The check or money order could very well check out on a pysical inspection to be authentic but what the recipient does not realize is that it has already been cashed by someone else and has now been washed by the scammers and reissued to someone else. OR it was issued for a much smaller amount and the dollar amount altered.


Very rarely are they washed checks, most are simple reproduction of a single check. On moneygrams the heat sensitive feature never works and the postal money orders are all in numerical order.

Simple education on what to look for is the key.


armac

BTW I am training people in Houston today to id counterfeit checks :!:


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