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CAn someone explain Why I have to change banks now
http://scamvictimsunited.com/phpBB2/viewtopic.php?f=20&t=2190
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Author:  akashaheart [ Tue Jan 16, 2007 4:47 pm ]
Post subject:  CAn someone explain Why I have to change banks now

Since depositing 6 moneyorders that were found out to be fake a few days after deposit .I had to call the bank risk management and ask what was the problem they told me they were already cashed so there for fake. I was told that my account was going to be closed and i could no longer bank there. I asked so even though i did not know they were fake and that even the teller couldnt tell. They said yes so sorry. im like if they teller did not know how was i suppose 2 know and I wanted to know is this going to go on a national bank record or something to where i cant get another acct

Author:  armac [ Tue Jan 16, 2007 4:58 pm ]
Post subject: 

Since there is no loss I doubt they will report you to ChexSystems, who did you bank with?

Author:  akashaheart [ Tue Jan 16, 2007 5:09 pm ]
Post subject: 

Bank of america

Author:  admin [ Tue Jan 16, 2007 8:12 pm ]
Post subject: 

To answer the question of why you have to change banks, I am going to guess that the bank you were banking at now sees you as a "risk" so they no longer want you to have an account there (our former bank did the same thing to us when we got hit with the scam)

The funny part is now you are probably one of the safest people that they could have as a bank customer because now you KNOW about the scam and you will not fall for it again.

Author:  akashaheart [ Tue Jan 16, 2007 10:45 pm ]
Post subject: 

Well i really appreaciate this site alot I hope i can find another good bank that doesnt charge me alot of fees just for a checking acount most do around here lil niks here and there u dont notice.Im glad I didnt take any money out when the deposited half the amount for available funds for a day. Lesson Learned.Illl make sure when my settlement comes Ill try and have it direct deposit or something..........well thanks alot again for the info

Author:  armac [ Wed Jan 17, 2007 7:02 am ]
Post subject: 

In all honesty, did you really think a settlement would come in via money orders?

Author:  akashaheart [ Wed Jan 17, 2007 12:21 pm ]
Post subject: 

Due to lack of sleep going back and forth to hospital to be with my son I guess I was just glad to see something that looked good that would help with medical bills and medicine.

Author:  admin [ Wed Jan 17, 2007 1:36 pm ]
Post subject: 

akashaheart wrote:
Well i really appreaciate this site alot I hope i can find another good bank


I know that it is not "fun" to go shopping for a new bank, but I am VERY glad that we did switch to the bank we are currently at. When we were looking I asked each bank I went to specifically what would happen if I came in with a $7000 cashier's check to deposit into my account and how soon that check would "clear" . . . the one that told me the information that they would hold the check and NONE of the funds would be released until the check was fully verified, and that process could take days or weeks, was the bank that we went with. (too many banks gave the standard "It would be as good as gold in 24 hours" answer, which everyone here has learned is not true . . . those banks I told "Thanks. You just lost a customer."

Author:  akashaheart [ Wed Jan 17, 2007 3:51 pm ]
Post subject: 

i dont even want to see a money oreder again in my life time and even though i had a checking acct i never used checks i just use my card i had them shred my temp checks

Author:  misscat [ Sat Apr 21, 2007 1:00 am ]
Post subject:  you were involved in a scam

of course your bank will drop you. you tried to deposit fake money!

for more information to protect yourself from these types of scams and any scams involving MONEYGRAM go to this website! Educate yourself and protect yourself!

http://www.moneygram.com/ConsumerProtec ... C=US&LC=EN

Author:  admin [ Sat Apr 21, 2007 8:00 pm ]
Post subject:  Re: you were involved in a scam

misscat wrote:
of course your bank will drop you. you tried to deposit fake money!


But how was akashaheart suppose to KNOW that they were fake!?!? They did not have a big "FAKE" or "COUNTERFEIT" stamp on them! So then you take them to the bank and the normal person would assume that the bank, who deals with money in various forms (checks, cash, money orders) would be able to detect and let the customer know if there is anything wrong with it.

Author:  misscat [ Sun Apr 22, 2007 12:26 pm ]
Post subject: 

maybe you should ask HOW they got those money orders to begin with!

Author:  admin [ Sun Apr 22, 2007 1:05 pm ]
Post subject: 

misscat wrote:
maybe you should ask HOW they got those money orders to begin with!


In MANY cases they get the money orders as payement for something they are selling online.

Author:  KarynSolo [ Thu Apr 26, 2007 1:04 am ]
Post subject: 

Please remember that these people are experts at check washing, they use chemicals to wask the ink from the checks where they need to fill in the blanks to reissue them.

Checks and money orders a like are either given to them through purchases made by others online, or they get them through other means such as mail interception etc.

The check or money order could very well check out on a pysical inspection to be authentic but what the recipient does not realize is that it has already been cashed by someone else and has now been washed by the scammers and reissued to someone else. OR it was issued for a much smaller amount and the dollar amount altered.

Author:  dmac [ Wed May 30, 2007 7:56 am ]
Post subject: 

KarynSolo wrote:
Please remember that these people are experts at check washing, they use chemicals to wask the ink from the checks where they need to fill in the blanks to reissue them.

Checks and money orders a like are either given to them through purchases made by others online, or they get them through other means such as mail interception etc.

The check or money order could very well check out on a pysical inspection to be authentic but what the recipient does not realize is that it has already been cashed by someone else and has now been washed by the scammers and reissued to someone else. OR it was issued for a much smaller amount and the dollar amount altered.


Very rarely are they washed checks, most are simple reproduction of a single check. On moneygrams the heat sensitive feature never works and the postal money orders are all in numerical order.

Simple education on what to look for is the key.


armac

BTW I am training people in Houston today to id counterfeit checks :!:

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