I did just that. Took the B of A to court. I figured their tellerd should have been more intelligent than they were. But to no avail. The bank has their many loopholes, so just wasted another $52.00.
Some of these types of cases work out better than others. The ones where people actually have a lawyer assisting them seem to go better, but you are right there are a lot of things that the bank has on their side, like the agreement that everyone signs when they open an account which has a lot of legal stuff in it (and let's all admit it, how many people really read all of it and then remember all of it with each transaction that they make at the bank?)
Are you telling me that the postal inspectors are'nt doing anything about this either?
They are in the same situation as the banks . . . someone is getting a hold of one of their documents and making copies/counterfeits . . . unless you find the person you can't stop them.