ScamVictimsUnited.com

this is worst everyday i was a victim to postal money fraud it not bad enough i lost the money 5,000 now i keep calling the bank because the bank hasnt taked the money out yet and it s 3 weeks today they tell me when get notified about the money orders being fake they will close my acct and investgate and put me on a fraud list i cant open up and acct in my name for 5 yrs i said wait a minute i am the victim they are getting there money is this true what are the results from other people i never heard from any one postal inspector no one today i went on icp3.gov and regerstered a complaint man this is a real horror story

Had you mentioned this information in your first couple of posts a few days ago I would have told you that if the bank has not put a hold on your money or if they have not "black balled" you from getting another account then I would go RIGHT NOW and remove all of your money from that bank, open an account at a different bank (do not give any of the new bank information to the old bank). If you have direct deposit of your paychecks, make sure to get that directed to the new account.

Bad advice. Leave whatever money you have the to cover your bad checks. If you empty out your account the bank will see that as collusion and will press charges.


But you should go open another account before you are reported to ChexSystems, then no one will open you a new account.

well i did take all my money out of the that acct less the 5,000 i owe the stupid bank and i did open up a different acct different bank but i am confussed why would i go on the chex system if the money was apyed back cashed bya inersent person and who should i listen to it has been 3 weeks why so long to come back to me

Three weeks is not a long time. Some of these checks can literally take months to clear. That's why it was a good idea to get your money, less the amount owed to the bank, out of that account. Armac can better explain the chex system but I believe that anyone at all who has cashed a bad check is listed on that. The fact that you were able to open a new account may mean that you have not been added to that yet. Everything you have done so far is correct.

but should i get a lawyer to try to fight the bank being i went to the bank and said i sold something on line and before i mail it i want to make sure these were ok and he said no problem and handes me 5,000 i fell like i was scammed from the bank i trused them to guide me they are in the banking buissiness they need to know how to keep the american people up and up to these scames i rent cars for a living if i gave a bad car they come right back to exchange it i got a bad rape now they want to ruin my life for 5 yrs because they gave me bad info i dont get it and i kept the money in there for them to get payed and i have called then 3 times all ready to tell them my story i tell you i am throwing my puter out that is how i fell

If the money to cover the checks is in the bank there will be no problem, the bank will only cause you problems if they suffer a loss.


You should be fine, I am sorry for the problems you have had.

I wanted to clarify that in my responce I should have said that you should go right away and

open a new account at a different bank
re-direct any direct deposits to the new account
leave just enough money in the old account to cover outstanding checks/charges

If you totally empty the old account they could use that against you saying that you were trying to scam the bank out of the money. When the check does come back as conterfeit and they take that $5000 out, and your account is down to nothing, THEN if you would like to get a lawyer you can do that to fight the bank over that $5000, or you can call it a learning experience and close that account.

Also, I have been told by someone in the banking system that it could take 3 months or more for the check to come back as counterfeit and the customer would still be liable. If you have open a new account, and stopped doing regular business with the old bank, then you are just in a waiting game until the bank finds out that the check is counterfeit. There is not much you can do, but at least you know that you have money in another account that they cannot touch and you can continue to live on (others have had all of their bank accounts locked up because they only had the account at one bank)

I found a deposit this morning with 8 bad Postal money orders, they totaled $4250, we removed the bad money orders before she could use the money.

The original money order this all came from was cashed in 2003.