ScamVictimsUnited.com

There is strength in numbers.

Scams in Today's News:


Bookmark and Share
It is currently Wed Oct 28, 2020 9:46 pm



All times are UTC - 6 hours [ DST ]




Post new topic Reply to topic  [ 5 posts ] 
Author Message
 Post subject: INTERNET SCAMBUSTERS' 21 CREDIT CARD FRAUD PREVENTION TIPS
PostPosted: Sun Apr 08, 2007 8:42 am 
Offline
Gold Member

Joined: Sat Dec 30, 2006 8:58 pm
Posts: 29
Location: Canada
Internet ScamBusters' 21 Credit Card Fraud Prevention Tips:

1. Keep an eye on your credit card every time you use it, and
make sure you get it back as quickly as possible. Try not to
let your credit card out of your sight whenever possible.

2. Be very careful to whom you give your credit card. Don't
give out your account number over the phone unless you initiate
the call and you know the company is reputable. Never give your
credit card info out when you receive a phone call. (For
example, if you're told there has been a 'computer problem' and
the caller needs you to verify information.) Legitimate
companies don't call you to ask for a credit card number over
the phone.

3. Never respond to emails that request you provide your credit
card info via email -- and don't ever respond to emails that
ask you to go to a website to verify personal (and credit card)
information. These are called 'phishing' scams.

4. Never provide your credit card information on a website that
is not a secure site.

5. Sign your credit cards as soon as you receive them.

6. Shred all credit card applications you receive.

7. Don't write your PIN number on your credit card -- or have
it anywhere near your credit card (in the event that your
wallet gets stolen).

8. Never leave your credit cards or receipts lying around.

9. Shield your credit card number so that others around you
can't copy it or capture it on a cell phone or other camera.

10. Keep a list in a secure place with all of your account
numbers and expiration dates, as well as the phone number and
address of each bank that has issued you a credit card. Keep
this list updated each time you get a new credit card.

11. Only carry around credit cards that you absolutely need.
Don't carry around extra credit cards that you rarely use.

12. Open credit card bills promptly and make sure there are no
bogus charges. Treat your credit card bill like your checking
account -- reconcile it monthly. Save your receipts so you can
compare them with your monthly bills.

13. If you find any charges that you don't have a receipt for
-- or that you don't recognize -- report these charges promptly
(and in writing) to the credit card issuer.

14. Always void and destroy incorrect receipts.

15. Shred anything with your credit card number written on it.

16. Never sign a blank credit card receipt. Carefully draw a
line through blank portions of the receipt where additional
charges could be fraudulently added.

17. Carbon paper is rarely used these days, but if there is a
carbon that is used in a credit card transaction, destroy it
immediately.

18. Never write your credit card account number in a public
place (such as on a postcard or so that it shows through the
envelope payment window).

19. Ideally, it's a good idea to carry your credit cards
separately from your wallet -- perhaps in a zippered
compartment or a small pouch.

20. Never lend a credit card to anyone else.

21. If you move, notify your credit card issuers in advance of
your change of address.




If you suspect credit card fraud:

If your credit cards are lost or stolen, contact the issuer(s)
immediately.

Most credit card companies have toll-free numbers and 24-hour
service to deal with these emergencies -- they are eager to
avoid credit card fraud.

According to US law, once you have reported the loss or theft
of your credit card, you have no more responsibility for
unauthorized charges. Further, your maximum liability under
federal US law is $50 per credit card -- and many credit card
issuers will even waive that fee for good customers.

If you follow all these tips, it will go a long way in
protecting you from credit card fraud.


Top
 Profile  
 
 Post subject:
PostPosted: Tue Jan 08, 2008 10:07 am 
Offline

Joined: Tue Jan 08, 2008 10:06 am
Posts: 1
Here is a nice and in-depth explanation of credit card fraud


Top
 Profile  
 
 Post subject: Re: INTERNET SCAMBUSTERS' 21 CREDIT CARD FRAUD PREVENTION TIPS
PostPosted: Fri Apr 10, 2009 5:32 am 
Offline

Joined: Fri Apr 10, 2009 5:29 am
Posts: 1
Thanks a lot for your tips. They are very helpful to me.

maison de credit


Top
 Profile  
 
 Post subject: Re: INTERNET SCAMBUSTERS' 21 CREDIT CARD FRAUD PREVENTION TIPS
PostPosted: Fri Apr 10, 2009 7:31 pm 
Offline
Moderator

Joined: Sat Dec 06, 2008 10:39 pm
Posts: 414
Location: Third Rock from the Sun
Quote:
5. Sign your credit cards as soon as you receive them.


All of your tips are good execept this one. I write "check ID" using a check mark on the back of my cards. That way someone can not forge your signature.

_________________
NEVER send money

Media Reporter for ScamVictimsUnited.com

Google is your best online friend. Google everything.
http://www.google.com/

For Romance Love scams
http://romancelovescams.mysubdn.com/forum/index.php


Top
 Profile  
 
 Post subject: Re: INTERNET SCAMBUSTERS' 21 CREDIT CARD FRAUD PREVENTION TIPS
PostPosted: Mon Apr 13, 2009 9:44 am 
Offline

Joined: Sat Nov 17, 2007 10:40 am
Posts: 7
Janez wrote:
Quote:
5. Sign your credit cards as soon as you receive them.


All of your tips are good execept this one. I write "check ID" using a check mark on the back of my cards. That way someone can not forge your signature.


Just a couple thoughts:

It is better to sign your card than to write "Check ID" because it is very easy for a criminal to get a fake ID to use so that the signatures match.

Also depending on the card company your card could be invalid to use without the signature on the back of the card.


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 5 posts ] 



All times are UTC - 6 hours [ DST ]


Who is online

Users browsing this forum: No registered users and 2 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Untitled document

 cron

Disclaimers, Message Board Guidelines and Privacy Policy   

Powered by phpBB® Forum Software © phpBB Group