~SeaMaiden~ wrote:
right now im in the red and anything that comes into my account, will be taken so I have no means to live until its cleared.
I KNOW how hard that is . . . we were there once too. We had an account at another bank, so we were able to have the direct deposit for our paychecks moved from going into the account that was in the red to the other bank so that we still had money to live off of. Like armac said, get yourself another bank account if you can. Then if you have any sort of direct deposit that goes into the old account, switch it to the new one. If you cannot get a new account I would recommend stopping any direct deposits and just cashing paychecks elsewhere for a while.
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What should I do with the cheques I still have here, should I turn them over to the bank or the police?
I would not give them to the bank. If you are going to contact local media I would hang on to them so that you can show the checks to them. You might want to write VOID or COUNTERFEIT on them. When you talk to media tell them what you have learned from armac about the fact that they do not make AE gift checks for over $100.
Personally, I would write a letter to the bank letting them know that you are fighting this because they should have known that the largest denomination American Express Gift Cheques come in is $100, so you feel that they are liable for the loss. Ask them to contact you ASAP to resovle this. Keep a record of every conversation that you have with any bank employee. If they do not agree to work with you, that is when I would let them know that you plan on taking this information to the local media.