AlexFolino04 wrote:
I owe my bank over 11k and i refuse to pay it, it was their fault as well i feel.
I realize that you feel this way but here is how I want you to look at this situation.
1. You did take the check to the bank
2. They gave you money allbeit without proper verification for that check.
3. You spent that money that they gave to you in your account for that check.
Right or wrong on the banks part they see it that you owe them the money. Short of laying out a ton of money on a lawyer to fight it, you are stuck paying back what YOU spent.
The flip side of this coin could get VERY nasty, the bank could choose to have you arrested and charged with utterance of a forged instrument, counterfeiting or Grand Theft all of which a jury who does not understand these crimes could put you away for many years on.
I wont tell you what to do, but I can lay caution to the wind to watch it when ticking off the bank. 11k is a heck of a lot of money to lose and you betcha they will recoup it one way or another.