FREE CREDIT REPORT. Starting April 1, advertising for “free credit reports” will require new disclosures to help people avoid those allegedly “free” offers for credit reports available at AnnualCreditReport.com, or 877-322-8228. The “free” offers often require people to spend money on credit monitoring or other products or services. The Credit CARD Act of 2009 required the Commission to issue a rule to prevent deceptive marketing of “free credit reports.” Read the press release.
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